Planning for your child’s education is one of the most important decisions you can make. I am Shankar Krishna Sawant, a certified LIC Insurance Advisor based in Bardez, North Goa. From my office at H No 585/4 Malim Betim, Penha de France, near Datta Mandir, I guide parents through the process of selecting and managing LIC’s education plans. These plans are designed to provide financial support for school fees, higher education, and other academic milestones.
Rising education costs can create financial pressure. An LIC education plan ensures that your child’s future is not affected by inflation or unexpected life events. These policies offer guaranteed payouts at specific intervals aligned with key academic years—10th, 12th, graduation, and post-graduation. This structured approach allows you to plan your finances in advance and stay stress-free when your child needs it the most.
I take time to understand your current financial position, your child’s age, and your long-term academic goals. Based on this, I recommend the right education plan with the most suitable premium payment term and benefit structure. I also help complete all paperwork and ensure policy servicing is smooth throughout the plan’s duration.
Guaranteed Benefits: Lump sum amounts are paid during the child’s crucial academic years.
Premium Waiver: In case of the policyholder’s unfortunate death, future premiums are waived, but the benefits continue.
Bonus Support: Many LIC plans offer annual bonuses that increase the maturity value.
Loan Facility: Policyholders can borrow against the policy in case of financial emergencies.
Flexible Terms: Plans can be tailored based on age, maturity year, and required payouts.
Recently, I assisted a client from Betim in securing an education plan for his 4-year-old daughter. He wanted to ensure her school and college fees would be taken care of even if something were to happen to him. I recommended an LIC education plan with a premium he was comfortable paying. Today, he feels secure knowing her future is protected.
Once the education policy is active, I continue offering support. Whether you need help with premium payments, nominee changes, or future payouts, I remain available to assist. I also send timely reminders for due dates and help you understand the status of your policy benefits.
If you’re a parent who wants to give your child the gift of secure education, I encourage you to meet me in person. I offer LIC education plans that align with your family goals. Let me help you secure a future where your child never has to compromise on learning because of financial challenges.