Death Claim Submission
  • Home
  • Death Claim Submission

LIC Death Claim Submission Assistance in Goa

Death Claim Submission

Losing a loved one is never easy, and in such moments, managing formalities like insurance claims can become emotionally and mentally exhausting. I am Shankar Krishna Sawant, a licensed Insurance Advisor with LIC of India, based in Bardez, North Goa, and I offer personal support in LIC death claim submissions.

Handling a death claim requires correct documentation, timely submission, and proper follow-up. I ensure that the nominee or legal heir gets the policy benefits without unnecessary delay. If you are a nominee on an LIC policy and need assistance with the claim process, I will make it as smooth as possible.

Why Is Death Claim Submission Important?

The LIC death claim process ensures that the sum assured and applicable bonuses reach the nominee after the unfortunate passing of the policyholder. This financial support helps the family cover:

  • Living expenses

  • Children’s education

  • Loan repayments

  • Funeral or hospital costs

  • Long-term financial stability

I help claimants avoid errors in paperwork or procedural delays, ensuring rightful and timely payouts.

Who Can File a Death Claim?

The nominee named in the policy document is usually the primary claimant. If there is no nominee, the legal heirs may be eligible after producing valid documents.

I always verify policy records before starting the process, so there is no confusion or denial at later stages.

Documents Required for Death Claim Submission

For a natural death, I request:

  • Original policy document

  • Death certificate from municipal authorities

  • Identity and address proof of the nominee

  • Cancelled cheque or bank passbook copy

  • Claim Form 3783 (provided by me or LIC office)

For accidental death, additional documents include:

  • FIR copy and Panchnama

  • Post-mortem report

  • Hospital records (if any)

I personally help the nominee gather, verify, and arrange all documents to meet LIC’s requirements.

My Process for Hassle-Free Claim Submission

I follow a simple and respectful approach:

  1. Meet with the nominee and understand the case

  2. Collect and verify all documents

  3. Fill the necessary forms on behalf of the claimant

  4. Submit the complete set to the LIC branch

  5. Track the application until payment is settled

I handle everything professionally, so the nominee doesn’t have to deal with complicated forms or wait in queues.

Common Reasons for Claim Delays

I have seen claims get delayed due to:

  • Incomplete documents

  • Mismatch in nominee details

  • Missing policy bond

  • Unclear cause of death in certificate

  • Late submission of forms

I make sure none of these issues happen. I guide families with clarity and keep all communication clear with LIC officials.