Money back/ Maturity payment
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LIC Money Back & Maturity Payment Assistance in Bardez Goa

Money back/ Maturity payment

A life insurance policy is more than just protection—it’s also a financial plan that rewards you at the right time. LIC offers two major types of payouts: money back and maturity payments. These are structured to support important phases of your life—whether it’s child education, retirement, or long-term savings.

I am Shankar Krishna Sawant, a certified LIC Insurance Advisor in Bardez, North Goa. I assist policyholders in claiming their money back and maturity benefits on time. From document collection to follow-up with the branch, I make sure the entire process remains hassle-free.

My office is located at H No 585/4, Malim Betim, Penha de France, near Datta Mandir. I handle each case personally and guide you step-by-step to ensure timely disbursal of your funds.

What Is a Money Back Payment?

LIC’s money back plans offer partial payments at regular intervals during the policy term. These payments provide financial support while keeping the policy active. For example, a 20-year policy might offer payouts every 5 years, and the remaining sum at maturity.

You stay protected throughout, while also receiving periodic returns. These are called survival benefits, and I help you track and claim them at the right time.

What Is a Maturity Payment?

When your LIC policy reaches its end date and all premiums have been paid, you are entitled to a maturity payout. This includes:

  • Basic sum assured

  • Loyalty additions or bonus (if applicable)

  • Final additional bonus (for eligible policies)

To receive this payment, your policy must be active, and LIC must have your bank details through NEFT registration.

Common Issues People Face

Many policyholders lose time and peace of mind due to:

  • Missing NEFT details

  • Outdated contact information

  • Unclear policy term or payout date

  • Delayed submission of maturity forms

  • Lack of branch communication

I help you overcome these problems quickly. I take care of the documentation, check your eligibility, and help you avoid delays.

My Step-by-Step Support Process

Here’s how I assist you:

  1. Verify policy payout date and benefit details

  2. Help complete and submit maturity claim forms

  3. Ensure NEFT bank details are correctly registered

  4. Update your email ID or mobile number if needed

  5. Follow up with LIC branch for timely disbursal

With me handling your case, you don’t need to visit the LIC office repeatedly. I keep you informed and updated through every step.

A Real Story from Bardez

A retired teacher from Penha de France approached me just before his policy was due for maturity. He was unaware that his NEFT details were outdated. I stepped in, updated the required details, submitted the maturity form, and ensured he received the payment directly in his bank account without delay.